Lay-away is back at many big-box stores this year. And, once again, the government is stepping in to take care of us so we don't have to take care of ourselves.
Sen. Chuck Schumer is appalled that stores charge a fee for providing the lay-away service and that, depending on the cost of the item being bought, the fee could exceed normal credit card rates. Chuck, PLEASE; let us take care of ourselves!!! If a store wants to charge a $100 fee to lay away a $100 item, let them. Shame on the person who accepts such a stupid deal. Obviously the fee must be stated up-front, but let's start encouraging Americans to look out for themselves rather than expecting the government to make everything OK. We are adaptable creatures. We may make a few mistakes along the way, but we WILL learn.
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