The Great Gift Card Conundrum

Will someone please tell me why we need the FEDERAL GOVERNMENT to protect us from gift cards?

First of all, why do we even need gift cards? What ever happened to selecting an individualized gift for a person? Or, what's wrong with cash or a check if you really don't have time to pick out a gift?

If you really can't trust the person to shop where you want them to shop, go ahead and get a gift card, BUT....... take responsibility for reading the terms and conditions yourself!!! If you don't like them, don't buy the card. It's as simple as that. You might even want to tell the store personnel why you are taking your business elsewhere. The policy will change if people move their business someplace else, that's how the free market economy works.

Getting the government involved to protect us from ourselves is total nonsense. We are taking up far too much of our elected officials' time with frivolous issues like this.

Take responsibility. Read the fine-print. Be a skeptic.